Stanbic IBTC Bank- Recruiting

Stanbic IBTC Bank is one of the

commercial banks licensed by Central

Bank of Nigeria (CBN), the national

banking regulator. We are recruiting to fill

the below job position;

Job Title: Credit Analyst (Graduate Level) Position Description Manage a portfolio of counterparty credit risks associated with lending, trading, and investing activities, with the primary objective of assessing and managing risk within acceptable parameters. Key Responsibilities / Accountabilities Undertake quantitative and qualitative financial analysis to develop a comprehensive understanding of counter party risks for new or increased facilities. Conduct annual risk reviews and monitor covenants and conditions on the existing portfolio base.Understand the Banks internal rating models and their risk drivers, and translate this information into a rating using the correct rating model. Develop a basic understanding of

lending and derivative products.

Make recommendations and exercise

judgement, sanctioning excesses within

Delegated Authority limits.

Coordinate and ensure that the post-

approval implementation of facilities and

legal documentation is in accordance

with the conditions of sanction.

Follow up and address non-adherence to

terms and conditions of sanction by

counterparties. Consider the inherent

risk therein and make recommendations

to regularise or mitigate such increased

risk.

Participate in and remain abreast of

market developments. Stay attuned to

industry and market risk developments

and trends in relation to counterparty

exposures and their impact on the

underlying portfolios.

Daily management, escalation and

control of portfolio irregularities.

Maintain data accuracy in Credit and

Bank systems.

Participate in projects as delegated from

time to time.



Success Indicators

Take responsibility for the portfolio,

effectively prioritising and delivering

within agreed turnaround times.

Proactive engagement in managing key

stakeholders, resulting in positive

feedback from stakeholders and client

satisfaction.

Gain an understanding of the decisions

and recommendations made by Credit

Managers.

Meet targets to conduct annual reviews,

thereby limiting the number of overdue

reviews within portfolio.

Required Skills and Qualifications

Qualifications

Tertiary qualifications preferable

Experience

Prior banking or financial institutions

experience advantageous.

How To Apply

Interested qualified candidates should; Click Here To Apply Online Application Deadline Date 7th January, 2014